Our Products

We specialize in insurance products for the Manufactured Home and Recreational Vehicle Dealers.

Manufactured Housing Dealers

We understand the unique insurance needs of Manufactured Housing Dealers - we specialize in insuring your business! We have producers in most areas of the continental United States and we represent insurance companies that have specialty products for your business needs.

Our Comprehensive Insurance Product provides coverage for:

  • Dealer's Open Lot – covers both new and used inventory while it is being held for sale. Flood coverage is available.

  • Building and Business Property – covers your office and storage building on your premises plus business personal property such as office furniture and equipment.

  • General Liability including Products – coverage protects you if you become legally liable as a result of your negligence or your product's negligence. Defense of such a claim against you is also covered.

  • Commercial Automobile Liability and Physical Damage – liability protects you against financial loss because of legal liability for automobile-related injuries to others or damage to their property. Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft or windstorm.

In addition, a number of optional coverage's are available to meet your special needs:
 

  • Business Computer
  • Money and Securities
  • Employee Dishonesty
  • Outdoor Signs
  • Small Tools Floater
  • Contractors Equipment
  • Building Materials and Supplies
  • Valuable Papers
  • Accounts Receivables
  • Builders Risk
Manufactured Housing Setup Contractors

We understand the unique insurance needs of MH Setup Contractors - we specialize in insuring your business! We have producers in most areas of the continental United States and we represent insurance companies that have specialty products for your business needs. If the Set Up Contractor is also involved in Sales we can accept an application for that exposure.

Our Comprehensive Insurance Product provides coverage for:

  • Building and Business Property – covers your office and storage building on your premises plus business personal property such as office furniture and equipment.

  • General Liability including Products – coverage protects you if you become legally liable as a result of your negligence or your product's negligence. Defense of such a claim against you is also covered.

  • Commercial Automobile Liability and Physical Damage – liability protects you against financial loss because of legal liability for automobile-related injuries to others or damage to their property. Physical Damage covers the actual vehicle damage caused by such perils as collision, fire, theft or windstorm. Cargo coverage pays for transit charges, damaged manufactured homes, clean-up and disposal. ICC filings will also be made for you.

In addition, a number of optional coverage's are available to meet your special needs:

  • Business Computer
  • Money and Securities
  • Employee Dishonesty
  • Outdoor Signs
  • Small Tools Floater
  • Contractors Equipment
  • Building Materials and Supplies
  • Valuable Papers
  • Accounts Receivables
  • Builders Risk
Mobile Home Parks

We understand the unique insurance needs of Mobile Home Park owners. We specialize in insuring your business! We have producers in most area of the continental United States and we represent insurance companies that have specialty products for your business needs. Our target market is parks with less than 300 units with local ownership. We can also schedule rental mobile homes and site built units at multiple locations.

Our Mobile Home Park Products provide coverage for:

General Liability, Property to include the ability to schedule your mobile home rental units, Crime and umbrella. Incidental exposures such as swimming pools and playgrounds are acceptable. If you handle the sale of mobile homes within your park, we can provide coverage for that. If you have equipment that is used to maintain your park, we can provide coverage for that as well.

For your convenience and ease, our packaged product can put most of your insurance needs under one policy.

Recreational Vehicle Dealers

We understand the unique insurance needs of Recreational Vehicle Dealers - we specialize in insuring your business! We have producers in most areas of the continental United States and we represent insurance companies that have specialty products for your business needs.

Our Recreational Vehicle Dealers Program provides General Liability, Garage Keepers Legal Liability, Commercial Auto, Inland Marine, Crime, Property (Buildings) Business Personal Property and Open Lot Coverage for risks engaged in the selling and servicing of recreational vehicles.

Additional Coverages are as follows:

  • Accounts Receivable

  • Building Materials and Supplies

  • Business Computer Coverage

  • Small Tool Floater, Non-Owned Tools and Employee Tools

  • Valuable Papers and Records

  • Employee Dishonesty

  • Forgery and Alteration

  • Money and Securities
Vacant

Our vacant programs are a perfect fit for investors that are purchasing a dwelling, condominium, mobile home or commercial building for personal use or rentals. We can schedule multiple units on one policy.

With our access to multiple carriers, we can write vacant properties – even undergoing renovations – and Builder’s Risks with coverage limits up to $1 million. 3, 6 and 12 month policy terms are available, along with optional Liability coverage. Let AHSI give you peace of mind with direct bill and automatic renewal!

 
Dwelling

Stand-alone dwelling fire risks? We’ve got you covered! With multiple carriers to choose from, AHSI can help you get the best product at the best price for your customer. Basic, Broad and Special forms are available and permitted occupancies include owner, seasonal, seasonal rental and rentals. Liability coverage can be added to most policies.

 
Coastal

Second home at the coast? We have markets with wind and ex-wind. Homeowners, Dwelling Fire, Mobilehome – we’ve got you covered! Eligible occupancies include owner primary, owner seasonal, rental, tenant and vacant. Capacity and availability may vary. Please contact AHSI for more information.

 
Personal Lines

We offer a variety of specialty personal lines products. The various programs are:

  • Manufactured Homeowners - We represent a number of Insurance Companies and offer programs for owner occupied homes, seasonal homes and rental homes. We offer both package programs and byline coverage programs.

  • Motor Home - We offer programs for recreational users and full timers. We also offer various specialty coverage's to include personal property, vacation liability and emergency expenses.

  • Travel Trailer - We offer programs for a travel trailer that is pulled by a vehicle or that is stationary. Some of the specialty coverage's are replacement cost for both the travel trailer and personal effects, diminishing deductible and towing and labor.

We offer these programs in most states.